Money is a means, not an end goal in life; it is a means to get you to your goals. The promise of Take Charge, Be Money Smart in 7 Steps is this: you will learn how to manage your finances well and develop your own life goals to long-lasting happiness. Targeted at teenagers and young adults, this book is an engaging and practical resource for introducing financial literacy to our youth – a vital topic in today’ s world of instant gratification, easy access to credit, false promises of riches, and even financial exploitation by internet ‘ financial gurus’ . Drawing on life experiences and professional expertise, the authors present key financial concepts and impart sensible financial advice in this fully illustrated book. Contents: Education and Career, Income, Expenses, Debts, Investments, Future and Happiness.