A follow-up to the bestselling DEBT-FREE, CASHED-UP AND LAUGHING from renowned queen of thrift, Cath Armstrong, this month-by month guide will show you how to ditch debt and stockpile cash, all year round. In the current economic climate many Australians are on a suddenly limited budget. In SAVING MONEY IS EASY, Cath gives us a month-by-month guide to organising your finances in hard times and shows how the average family can save literally thousands of dollars by taking charge of their money, budget planning, and benefiting from the mass of tips, case histories, recipes and how-tos that this book has to offer.In this book in particular, Cath focuses on the idea that time is money, and shows how organisation and efficiency can also save your money. From the start of the school term, through to tax time and on to Christmas and holidays, Cath offers sterling advice garnered from years of experience in the field on how to have fun and still save on lunchboxes, kids entertainment, tax returns, Christmas presents and holidays and much, much more.