f you're like a lot of people watching the recession unfold, you have likely started to look at your finances under a microscope. Perhaps you have started saving--the annual savings rate by people has started to recover a bit.Statistics conclude that 72% of workers will only be able to replace 45% of their income from Social Security and their 401(k) s combined.Yikes! The huge majority of those depending on 401(k) s have little hope of living as well in retirement as they did being employed. If those scary stats aren’t a wake up call to baby boomers and generation-Xers I don’t know what are.A lot of middle-aged employees have a number of choices. Work at your present job till you drop dead or look forward to a second career as a Wal-Mart welcomer. A different choice is to actually learn how to become a better investor and work hard to make your retirement hoard grow at a rate higher than the 7% to 10% yearly that you may expect from a index fund or with a financial advisor.Now you're enquiring: What about investing my cash? How do I begin if I don't have a lot, and how do I limit my risk? Here are steps to become an investor, and do it the right way.Lessons From The Intelligent InvestorDiscover The Right Methods And Develop Powerful Mastery Behind Investing Your Money.