Successful credit repair made simple! Professional guide that companies and attorneys charge thousands of dollars for. You will get the valuable information you need: • How to read your credit report and what factors affect your score• The exact Federal Laws, links and explanations of these laws to remove negative entries from your credit report permanently • How to consolidate or get your Student Loans forgiven • How to get Student Loans for previously incarcerated individuals • Home Loan Modification at NO FEE• Mortgage Forbearance for up to 12 months if you lose your job • FDIC and State Laws on cash advance/payday loans and how to legally get out of them• How potential employers use your credit report and score to hire youKnowledge is power! Simple and effective, this book gives you the secrets insiders don’t want you to know. Stop collections, garnishments, lawsuits and RAISE YOUR FICO SCORE to live the life you deserve.