This book is for those who truly want more out of life. Living paycheck to paycheck gets old, does it not? A budget truly is imperative to adhere to. But, it is not the only step in becoming financially literate. You do not have to be living paycheck to paycheck to get anything out of this book, nor struggling financially. There is always room for improvement, and always time that should be set aside to ensure your retention of financial proficiency.The "small" tweaks you make day to day, paycheck to paycheck can, and will produce beautiful dividends in the long run. This book isn't going to get me rich. But, I know it can help you, and that's all I want to do. It's hard enough, let me help you.