Whether you're a high school student, already in college, a parent, or an adult returning to school, this guide can help you thoroughly and easily research all available financial aid options, narrow your search to those that are a good fit for you, and make the best attempt possible at applying for them. Within these pages, find ways to plan and save for the high cost of college tuition; how to look for schools that are less expensive yet offer everything an expensive school might; when and how to fill out forms for loans, grants, and scholarships; how to get the government to help you; tips on applications and essays; and much more. This unique guide emphasizes the help that your local library can be in this process, using its reference materials, the Internet, and the advice of experienced researchers. This is a book that can help change your life.