Did you know that millions of people are dealing with credit problems today? These people aren't just the typical irresponsible people or dead beats that come to mind when you think of credit problems. Credit problems exist in all walks of life! Nearly 70%% of credit reports contain fixable items. That means 70%% of people are letting their credit report cost them thousands of dollars per year! Did you know that, a poor credit score can hurt your chances of qualifying for a credit card, mortgage or any other kind of loan-it can even get in the way of renting an apartment, finding a job or reaching your dreams! However, a bad credit score can always be improved. Step by step and in plain English the HOW TO FIX YOUR CREDIT book shows you how to understand, improve and protect your credit quickly, easily, legally and on your own. Stop letting your credit score delay your dreams and cost you thousands of dollars.