As the late Dusty Rhodes said, "We are living in Hard Times." He wasn't lying since 2008 and other pivotal year we have been going broke. As Donald Trump said, "Sadly the American Dream is dead." And either that saying is ironic or a saying how America and the World is, this is book discusses about why and how we went broke trying to live a dream we are now slaves to. This First Book in the Series will discuss about how we are caught in the Credit Card Trap straight out of High School. Many are caught young and since they have not learning thoroughly about borrowing, they max out their credit cards. Then another way we go broke is by Going Broke with the Joneses. We are all guilty we buy the latest gadget or clothing or whatever is current and we could never keep up so we keep spending and going broke because of it. Another area we go broke is our addictions. Rather it is an addiction to caffeine or coffee or it it an addiction to gambling or some other substance, it causes us to go broke. Since some have no control over it, it can be devastating to the pockets. Also, having other people's hands in your pockets or should I say the old saying, everyone wants a piece of your pie. Rather it is a needy friend or a faulty investor, people will feel entitled to their cut. I am all in favor of giving, but sometimes it can be too much. There are other ways we go broke. These are just some. This is a book about going broke.