Disability insurance is both important and expensive, so it is critical to understand when you should obtain it, and how to tailor its provisions to your needs. In the
Essentials of Disability Insurance
manual, we cover the circumstances under which you should obtain this insurance, as well as the various policy components. We also address the factors impacting its cost, how to select an insurance advisor and an insurer, and how to file a disability claim. In addition, we cover several disability insurance options that can keep your business running while you are disabled. In short, this manual gives you a thorough overview of the disability insurance concept.