Does Christmas ever leave you with more debt than joy?
I know that sinking feeling because I've lived it. That's why I built this planner—not to make your Christmas "perfect," but to give you a hands-on tool you can actually use. This isn't a book to skim; it's packed with worksheets, charts, checklists, trackers, and even printable coupons—all designed to help you plan smarter and stress less.
Instead of dreading January, you'll finally feel calm, organized, and in control. No complicated spreadsheets. Just a step-by-step, all-in-one system that walks you through your holiday money decisions and helps you focus on the joy.
✨ What makes this planner different?
It's structured into four easy-to-navigate sections, so you can flip right to what you need:
1. Budget Foundations → set limits you can live with and actually stick to.
2. Gift Planning & Tracking → brainstorm, organize, and stay on budget with every gift.
3. Spending Organizer → track food, décor, travel, and every little extra.
4. Spending Review → reflect on what worked, what didn't, and how to improve next year.
Inside you'll find:
• Holiday Spending Cap tools
• Expense trackers for gifts, food, décor & more
• Weekly & monthly worksheets (Oct–Dec)
• Gift lists + brainstorming pages
• Party & travel planners
• Reflection pages for lessons learned
• Bonus printables: coupons, budget-friendly recipes & memory pages
❤ You deserve a Christmas where money stress isn't running the show. With this planner, you'll have more clarity, more calm, and more room for what really matters—making memories.