While on a mid-winter holiday in the Yucatan Peninsula-a graduation gift from her parents-Megan Lockridge finds herself stranded on an idyllic tropical beach. Playa Gloriosa provides everything she dreamed of in a vacation-friends, fun and games-and romance. Two incredibly attractive gentlemen vie for her attentions; Francisco, an amorous Latino who arouses emotions she never dreamed she was capable of and Kevin, a handsome New York advertising agent who, she suspects, might turn out to be the love of her life. Megan, however, finds it difficult to relax and enjoy her holiday because of several strange incidents, not the least of which is that, for some mysterious reason, she is prevented from leaving. Frustrated and desperate, she finally escapes only to find herself taken hostage by a drug lord. A wild car chase follows resulting in an accident. As Megan recuperates in a luxurious Caribbean seaside villa her true love is revealed by an unexpected turn of events.