The Simple, Easy and Wise Plan: $9 a day grows to $55,000, $400,000, $2,000,000 over time, 1 hour to set up at no cost, 1 hour to manage once a year, a tooth brush to remind you building wealth is a habit. Every year you delay costs you $100,000 later. Accumulating $2,000,000 over time does NOT require you to be a genius or lucky stock picker. All it takes is one hour on the telephone or computer to set up a tax-FREE account at no cost. You tell the trustee to take $9 a day-$250 a month from your checking account automatically. You check on your low-cost mutual funds once a year. That's it. Oh yes. Every morning when you brush your teeth, think about how your wealth is growing because you are leaving it alone. Remember what the great investor, Warren Buffett, said: We continue to make more money when snoring than when active. In the last few years, smart investors have come to learn the secret of building wealth by doing NOTHING. After a hundred years of the financial industry broadcasting the myth of Wall Street, some have come to realize that we don't need a highly compensated salesman to build wealth. The myth of Wall Street is that only the 'professionals' know how to build wealth. Luckily, in 1951, John Bogle, outlined a way to accumulate assets without the high cost of using a salesperson to pick securities. Wall Street was busted.